Summer Motorcycle Riding Tips to Stay Cool

Traveling cross country and living full time in Florida I have done my share of riding in the heat. On two occasions I have traveled the southwest in the dead of summer. Had I not prepared ahead of time I would have looked like eggs fried on the asphalt. Even everyday riding in summer in Florida can be a challenge to stay cool. Here are some things I learned along the way that might be helpful if you are planning a road trip this summer.  (that’s me on the left)

  1. Wear a wick away long sleeve shirt. It keeps the sun off of you and keeps you from getting sunburned. It doesn’t make you any hotter than you already are but protects you from some of the elements and will keep you cooler.
  2. Carry 2 cooling towels. You can find these at Walmart, Target, etc for approx. $10 or less. The night before you head out, soak the towels in water and place them in separate plastic bags, and place them in the freezer. Last thing before you head out in the AM place them in a small cooler or your saddle bag and when you feel the heat is getting a bit much, stop and place one around your neck, it provides an area of cooling that is near blood vessels which is going to and from the core of your body. You will notice a difference.
  3. Drink PLENTY OF WATER I can’t stress this enough. Even if water isn’t your drink of choice it’s what your body needs on a ride in extreme heat. I have a cup holder and a stainless steel thermos I carry on my bike. I fill it full of ice and then add water. It may not look pretty but I am able to stay hydrated while I’m riding. Somehow I don’t relish the thought of crashing the bike because of heat stroke.
  4. Take breaks more often. This may put a bit of a crunch in your ride schedule but so will ending up in the hospital with heat stroke. We tend to get up at the crack of dawn and head out. It minimizes your time in the heat for the day.
  5. In 2016 I spent 3 weeks touring the south west. It was that trip I decided to purchase a cooling vest. LOVE IT! They are not expensive and it kept my core cool for several hours at a time. I did the same thing with it as I did with my neck coolers every night before bed, wet it and freeze it.

So I know there are many more tips and tricks for riding in the summer heat but those are just a few of my personal ones. I hope you all have a safe and memorable summer riding season.

Christeena

Motorcycle Insurance Quote in Boynton Beach, FL

Ten Items You Need When Requesting Your Motorcycle Insurance Quote

Motorcycle Insurance Quote by Leslie Drury

Motorcycle Insurance Quote in Boynton Beach, FLSorting out your motorcycle insurance is often a hurried affair. You might completely forget about it until the day before your renewal is due.

You could just let it automatically renew with your current insurer, but that might not always give you the best rate. To better prepare yourself get your initial quotes online and then call insurers to see if they can give you better rate.

It pays to be organized. Set a reminder in your phone or online calendar a couple of weeks before your policy is due for renewal to give you time to get organized. Here are a few things you will need to have handy when requesting a quote.

  1. Year of the motorcycle.
  2. Make of the motorcycle.
  3. Model of the motorcycle.
  4. Vehicle Identification Number.
  5. Value of all accessories added to the motorcycle after it left the factory.
  6. Current policy with limits of coverage.
  7. Lienholder (if any) with the name and address of the lienholder listed on the policy.
  8. Dates of traffic violations.
  9. Have you taken and completed a motorcycle endorsement course?
  10. Do you have any memberships such as HOG, AARP or BMW? Discounts are available for different types of organizations.
Cheap Car Insurance for high risk drivers in Boynton Beach, FL

Choosing The Lowest Insurance Cost Likely Isn’t Your Best Plan

Car Insurance in Boynton Beach, FLWe’re flooded daily with insurance commercials claiming that shopping with them will get you the lowest insurance premiums of any company out there. Saving money on your insurance is important, but the lowest insurance premiums are usually accompanied by the lowest insurance coverage.

Determining what insurance coverages you need is something that only a qualified local insurance agent can help you decide. We care more about you being covered adequately than simply giving you the cheapest premiums.

Do you need the auto insurance coverages below? Discuss with us & we’ll help determine what makes the most sense for your personal needs.

Collision Coverage: protection for your car from damage whether at-fault or not. Premiums weigh heavily on the value of your vehicle.

Comprehensive Coverage: pays for damage to your vehicle from things such as contact with an animal, fire, theft or vandalism.

Medical Payments: Commonly known as MedPay or PIP, this covers medical bills as a direct results of an accident regardless of fault.

Uninsured Motorist: Coverage for being involved with an uninsured driver. Both physical damage (your car) and bodily injury are offered.

Underinsured Motorist: Coverage to help cover a gap from a motorist who has insurance, but not enough to cover the loss.

When deciding on what coverage options to have, take these situations into account:

Scenario 1: You purchase a low cost, low coverage liability policy with only $25,000 in Property Damage. You rear-end a new, two week old Toyota Camry totaling the vehicle. The Camry’s replacement cost is $35,000. You have to pay $10,000 out of pocket.

Scenario 2: You are t-boned by an uninsured motorist and have extensive medical bills in excess of $50,000. You do not have uninsured motorist coverage or personal health insurance and your auto medical payments only cover the first $10,000. You have to take the uninsured driver to court to pay your $40,000 in medical bills, in the meantime, you’re responsible for the $40,000 in bills.

Regardless of whether you’re shopping for a new home, auto, boat or motorcycle insurance policy if you want the lowest insurance premiums you should be aware that you’re usually lowering the amount of insurance coverage you have. Depending on your situation, this may not be a wise decision because it puts your financial future at risk by carrying low limits. As always, reach out to our insurance agency with any questions.